PAYG Loan Applicants

As a PAYG applicant, you will need to provide the following documentation:

  • Your current drivers licence
  • Your passport
  • The latest group certificate
  • You’ll need to get a notice of assessment from the ATO
  • 2 of the most latest computerized pay slips
  • Bank statements* for the past 3 months for all the accounts which are held and or shared
  • The most recent credit card statement of all the credit cards in order to confirm your current limit
  • A copy of the most recent statement for all of the personal loans you’ve taken like car loans in order to confirm that you have satisfactory conduct. The statement needs to show account number, applicant name and running balance

*Note: You can provide a list of the most recent internet transaction along with your previous bank statement which shows your account number and name.

Self Employed Applicants

For self-employed applicants, you will need the following:

  • Your current drivers licence
  • Your passport
  • Business tax returns as an individual and for your business
  • Previous two years of your business’s financials like P&L statement and balance sheet
  • An assessment notice from the ATO
  • Bank statements* of the previous 3 months for all the accounts you have and or share
  • The most recent month’s credit card statement required for all the cards in order to confirm your limit
  • A copy of the most recent statement for all of your personal and car loans in order to confirm good conduct. The statements need to show your account number, name and running balance

*Note: You can get the most recent list of the internet transaction which is provided along with a previous bank statement which shows your name, and your account number.

Property Purchasing

When purchasing a property, you will need:

  • A duly signed and dated sale contract which includes title details
  • A solicitor’s / conveyance’s details
  • A photocopy of the certificate of insurance which has your lender’s name listed as being one of the parties having interest in this property.
  • Rental income
  • Rental statements from the previous 3 months or 3 months of bank statements which show rental income

Refinancing

In order to complete the refinancing process, you will need:

  • A copy of half year’s loan statements and or your credit card statements for all the facilities which are refinanced in order to confirm good conduct.
  • A copy of the rates notice for your property being refinanced